Help maximize your conversion by offering PayPal, Pay Later, Venmo (US), card processing, Apple Pay, Google Pay™, and country-specific payment methods.
PayPal’s brand recognition helps give customers the confidence to buy. Your all-in-one checkout solution can offer PayPal, Venmo, Pay Later options, card processing, local payment types, and more — all through a single PayPal integration.
ʰᶦᵍʰᵉʳ ᶜʰᵉᶜᵏᵒᵘᵗ ᶜᵒⁿᵛᵉʳˢᶦᵒⁿ ʷᶦᵗʰ ᴾᵃʸᴾᵃˡ ¹
Allow customers to pay in installments with Pay in 4 and Pay Monthly ² while you get paid up front. Turn on Pay Later messaging to automatically present the most relevant Pay Later option as your customers browse, shop, and check out. With repeat customers making up 66% of all US Pay Later transactions ³, it’s no surprise that Pay Later can help attract and retain customers.
higher AOV with PayPal Pay later (as compared to standard PayPal AOV) for merchants with upstream messaging. ⁴
Venmo is already part of your integration. Gain appeal to Venmo customers by letting customers pay for purchases the same way they pay their friends. And help bring more visibility to your business with a payment method customers can easily share.
With PayPal, you can process all major credit and debit cards at a competitive rate. By bringing payments under one roof you can simplify reporting and consolidate your settlements to better understand your business.
Apple Pay and Google Pay are part of PayPal's all-in-one solution so you won't have to juggle multiple payment providers.
PayPal enables you to securely save your customers' payments, including PayPal, Venmo, and credit and debit cards, providing a quick and easy checkout experience.
With their payment info saved, customers can make repeat purchases in just a few clicks, helping you to improve checkout conversion.
Saving a customer's payment method allows you to set up recurring payments and charge your customer on a scheduled basis.
Card data can be kept current with account updater services to automatically update expired card information to help capture every sale.
Customers' payment information is stored securely by PayPal, helping you ensure compliance and minimize risk.
With country-specific payment methods, you can reach international customers while making your business feel local. Build trust with local payment options that correspond to the shopper's location.
PayPal's size, scale, and payments volume allows for strong global relationships to help you better serve customers, minimize costs, and help drive sales.
total payment volume in 2022
transactions annually
active PayPal accounts
active merchant accounts
most downloaded finance and banking app globally ⁷
markets ⁸
currencies ⁸
in Consumer Reports analysis for privacy, transparency, and security ⁹
PayPal, Venmo, and Pay Later options
Credit and debit card payments processed right on your site
Apple Pay and Google Pay
Local payment methods used around the world ¹⁰
Funds credit immediately into your PayPal business account while payments process
Easy to add or upgrade in just a few steps
Save customer billing info for fast, convenient checkout
Mobile-friendly so customers can easily shop on any device
Drive authorisation rates, reduce declines, and help capture every sale
Track all your transactions from one dashboard
Help drive authentication and fast checkout rates by saving customer card and billing info with card vaulting
Real-time account updater automatically updates lost, stolen or expired card details to help boost conversions
Add transparency for your card processing expenses with IC++ (Interchange Plus Plus)
PayPal helps you handle the risk of fraudulent purchases
AI-powered fraud detection monitors all transactions
PayPal Seller Protection on eligible transactions safeguards PayPal Checkout ¹¹
PayPal solutions help you meet global compliance standards
Additional security offers insights with Fraud Protection on eligible transactions ¹²
Optional Chargeback Protection to help reduce fraud-related costs ¹³
No monthly or setup fees. Only pay when you get paid.
Venmo is available only in the US.
Google Pay is a trademark of Google LLC.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions. Apple Pay does not charge any additional fees.
*Pay Later is available in US, UK, DE, FR, IT, ES, AU. Product availability subject to local requirements. Merchant and consumer eligibility varies depending on status. Credit checks, fees and other requirements apply and vary depending on product and jurisdiction. See product-specific terms for details.
¹ Nielsen Behavioral Panel of USA with 29K SMB monthly average desktop purchase transactions, from 13K consumers between April 2022-March 2023. Nielsen Attitudinal Survey of USA (June 2023) with 2,001 recent purchasers (past 4 weeks) from SMB merchants, including 1,000 PayPal transactions & 1,001 non-PayPal transactions.
² About Pay in 4: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. PayPal, Inc. is a GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. Pay Monthly is subject to consumer credit approval. Term lengths and fixed APR of 9.99-35.99% and vary based on the customer’s creditworthiness. The lender for Pay Monthly is WebBank. PayPal, Inc. (NMLS #910457): RI Loan Broker Licensee. VT Loan Solicitation Licensee.
³ Based on PayPal internal data from Jan 2022 - Dec 2022.
⁴ Based on an internal data analysis of Pay Later retailers, October 2020 through August 2023. Data inclusive of transactions using PayPal Pay Later products across 7 markets (US UK AU DE FR IT ES).
⁵ PayPal Internal Data – 2023.
⁶ Based on PayPal internal data from 1st Jan 2022 – 31st Dec 2022.
⁷ In July 2022, PayPal was recognized as the #1 most downloaded finance and banking app globally. **Apptopia, Top 10 Finance & Banking apps, H1 2022. July 13, 2022.
⁸ PayPal Earnings-Q3, 2023, based on PayPal internal data.
⁹ CR (Consumer Reports), "Buy Now, Pay Later Apps Are Popular, but Are They Safe?" Consumer Reports , May 25, 2023.
¹⁰ Availability may vary depending on merchant’s integration method and geographic location.
¹¹ Available for eligible transactions. Limits apply.
¹² Available on eligible purchases.
¹³ Chargebacks that are not related to fraud or item not received (INR), such as broken Item, significantly not as described (SNAD), refund not processed, and duplicate charge, are not protected by Chargeback Protection. Chargeback Protection is available for accounts enrolled in Advanced Credit and Debit Card Payments.